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Good news! We're making a change to one of our Residential Solutions underwriting questions that will streamline the process. Starting October 19, 2019 you'll notice a change to the underwriting question regarding the Agreement of Purchase and

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Call FCT 1.877.929.0990. We offer Lender Lawyer Connect (LLC) for legal professionals and lenders for residential mortgage processing solutions.

May a mortgage lender or its attorney require a borrower to purchase title insurance from a specific title company, agent or agency, that is unaffiliated with the lender, as a condition for securing a mortgage commitment?

1. Yes. N.Y. Ins. Law § 2502(a)(2) prohibits a lender or its attorney from requiring that a borrower obtain a title insurance from a specific title insurer, agent or broker, as a condition for securing a mortgage commitment.

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